Income Gap? How About the Interest Gap?

Has anyone given any attention to the huge gap between interest charged and interest paid? An 11% interest rate on credit card debt is now considered low. At the same time, savings accounts that had a yield of only half a percent a couple of years ago have now fallen to 2/10s of a percent. Is it any wonder Americans are saving so little?

Why don't Americans save more? The inflation rate for 2013 was 1.5%. One hundred dollars in savings in 2013, at .02%, earned 2 cents in interest, but by the end of the year the buying power of that $100 had declined by $1.50.

Someone needs to leak this information to the politicians and pundits.